General information only - not financial or tax advice.
For most Australian contractors and businesses, Xero is the nervous system of operations. It’s where invoices live, cash flow is tracked, and tax season stops being chaos.
But what happens when your overseas client asks, “Can I pay you in stablecoins?”
A few years ago, you could brush it off. Today, the numbers say otherwise.
When an overseas client asks, “Can I pay you in stablecoins?”, your answer should now be yes.
In 2024, global stablecoin transactions reached US$27.6 trillion, outpacing Visa and Mastercard combined. By early 2025, the figure jumped to US$35 trillion, over double Visa’s US$15.7 trillion.
The total supply of stablecoins has grown ~59% year-over-year, now near US$200 billion.
If you’re working with tech-savvy overseas clients, chances are they already hold USDC or USDT. For them, transacting with USDC or USDT is faster and cheaper than wiring funds internationally.
You can read more about Stablecoin's increased popularity in the article: https://www.faststables.com/articles/cross-border-payments-australia
With FastStables, your business doesn’t need to change its process, only how it receives payments.
Your client pays the way they want. You still receive AUD, but faster and cheaper now.
Cost
Card networks like Visa and Mastercard charge 1–3% per transaction.
FastStables charges a flat 0.25% settlement fee. Just $25 on a $10,000 invoice, with no hidden FX spreads.
That’s up to 10× cheaper than card networks and far less than international bank transfers.
Predictability
Each transaction settles directly into AUD at a transparent rate. You always know exactly what hits your account.
Credibility
According to a Deloitte survey, 1 in 5 global businesses already use digital assets in some form. Accepting stablecoins signals that your business is ready for global clients.
Future-Proofing
When stablecoin transaction volumes already exceed Visa and Mastercard combined, it’s not a trend, it’s the next standard in global finance.
This shift feels a lot like the early days of online banking. At first, it seemed optional. Then suddenly, clients expected it.
Stablecoins aren’t “new money.” They’re the same dollars, just moving on faster, cheaper global rails.
By saying yes to stablecoin payments, you show your overseas clients that you’re easy to do business with. And you still keep everything in AUD, directly through your Xero workflow.
If you’re an Australian contractor or small business with international clients, you’re only two steps away from making global payments seamless:
👉 Keep Xero. Add FastStables. Get paid faster.
With 0.25% settlement fees, instant PayID payouts, and Xero integration, FastStables helps Australian businesses simplify cross-border payments and keep more of what they earn.
Create an account now at www.faststables.com
Enable stablecoin payments via FastStables, and get your business paid faster from anywhere in the world with lower fees.
See how FastStables can work for your business
Start using FastStables for your freelance business and skip the banking friction and fees.
No platform, subscription or cash-out fees - it's completely free to set up and run.
Once your account is completed, you can accept stablecoin payments right away - no setup, integration or plug-ins required.
Settle to AUD and cash out to your bank typically within the same day.
Only one low 0.25% settlement fee - no hidden charges, platform costs or subscriptions.
Faster settlements and transparent pricing mean steady, predictable cashflow movements.
Let clients pay you from anywhere in the world - borderless, frictionless payments.
Cash-out directly to any Australian bank account that you own.
Operate with confidence - FastStables is built with full KYC/AML compliance and secure payment rails.