Xero and FastStables: Accept Stablecoins, Keep Your Books Simple

With the same Xero workflow, enable your business to accept stablecoins, with FastStables

For most Australian contractors and businesses, Xero is the nervous system of operations. It’s where invoices live, cash flow is tracked, and tax season stops being chaos.

But what happens when your overseas client asks, “Can I pay you in stablecoins?”

A few years ago, you could brush it off. Today, the numbers say otherwise.

When an overseas client asks, “Can I pay you in stablecoins?”, your answer should now be yes.

Why Stablecoin Payments Are Growing Globally

In 2024, global stablecoin transactions reached US$27.6 trillion, outpacing Visa and Mastercard combined. By early 2025, the figure jumped to US$35 trillion, over double Visa’s US$15.7 trillion.

The total supply of stablecoins has grown ~59% year-over-year, now near US$200 billion.

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If you’re working with tech-savvy overseas clients, chances are they already hold USDC or USDT. For them, transacting with USDC or USDT is faster and cheaper than wiring funds internationally.

You can read more about Stablecoin's increased popularity in the article: https://www.faststables.com/articles/cross-border-payments-australia

How FastStables Works with Xero

With FastStables, your business doesn’t need to change its process, only how it receives payments.

• Create your invoice in Xero invoice as usual, in AUD.
• Add your FastStables payment address.
• Your client pays in USDC or USDT.
• FastStables settles your stablecoins to AUD and will be sent directly into your Australian bank account via PayID.
• Reconcile in Xero like you always do.

Your client pays the way they want. You still receive AUD, but faster and cheaper now.

Why Australian Businesses Are Switching to Stablecoins

Cost

Card networks like Visa and Mastercard charge 1–3% per transaction.
FastStables charges a flat 0.25% settlement fee. Just $25 on a $10,000 invoice, with no hidden FX spreads.
That’s up to 10× cheaper than card networks and far less than international bank transfers.

Predictability

Each transaction settles directly into AUD at a transparent rate. You always know exactly what hits your account.

Credibility

According to a Deloitte survey, 1 in 5 global businesses already use digital assets in some form. Accepting stablecoins signals that your business is ready for global clients.

Future-Proofing

When stablecoin transaction volumes already exceed Visa and Mastercard combined, it’s not a trend, it’s the next standard in global finance.

The bigger picture

This shift feels a lot like the early days of online banking. At first, it seemed optional. Then suddenly, clients expected it.

Stablecoins aren’t “new money.” They’re the same dollars, just moving on faster, cheaper global rails.

By saying yes to stablecoin payments, you show your overseas clients that you’re easy to do business with. And you still keep everything in AUD, directly through your Xero workflow.

The bottom line

If you’re an Australian contractor or small business with international clients, you’re only two steps away from making global payments seamless:

👉 Keep Xero. Add FastStables. Get paid faster.

With 0.25% settlement fees, instant PayID payouts, and Xero integration, FastStables helps Australian businesses simplify cross-border payments and keep more of what they earn.

Create an account now at www.faststables.com